Snowballing
Paying off debts, start today. "Some debts are fun when you are acquiring, but none are fun when you set about retiring them" - Ogden Nash I remember when I took the first step to paying off my debts. I decided that I was too young to live a life full of debts. Month in and out I would just spend money anyhow. I had started working very young, no kids, no responsibility and staying on my own! I thought I lived my life to the fullest, now I know that it was a foolish way. I would open store accounts for clothes just to buy clothing for anyone, and to buy clothes that I didnot even need. Expensive too! I would eat out almost every day. I was living large-so to speak. "Living my life like its golden", I fooled myself. The problem started when I couldn't keep up. When I started taking unnecessary loans just so I could buy pair of shoes. I had to come to my senses. A friend of mine told me how she is paying off her debts, the "Snowball method&qu